A part of the appeal for applying for payday loans is the fact that the whole process does not require the submission of a pile of documents as you would when applying for any other lending process. The documentation required to get a payday loan are limited to those that establish proof of your identity that you reside in the country, of employment and your bank account.
Most payday loan lenders require the applicants - direct deposit and non-direct deposit borrowers - to have a copy of their bank account details. Borrowers with checking accounts are asked to produce a check with their name and account number on it. The borrowers with savings accounts are accounted for the bank when the lenders directly contact them. This is done to ensure that you have an account that can have the loan amount debited to it. Apart from this, another documentation required to get a loan is your most recent pay-stub. The stub that you submit must have your employment details, such as your name, your employer's name, your salary figures, the deductions made on your pay, etc.
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